Buy Now, Pay Later
With Own.lease
One Of America’s Top
Lease-To-Own Offer Options
Own.lease makes it easy to take home Furniture, Mattresses, Appliances, Tires, Electronics and so much more – with no credit needed.
QuickApprovals
Fast credit approval
process.
No CreditNeeded
Approval is not based on a traditional credit score.
Low WeeklyPayments
Make manageable payments over time.
Pay OffEarly Anytime
Purchase your lease early to reduce the total cost.
110-Day EarlyPurchase Option
Purchase within 110 days for the cash price, plus taxes, and any applicable fees.
Trusted By Over 50,000 Customers Nationwide
Real customers. Real approvals. Real results.
No impact to your FICO
score when you apply
Apply with confidence—your credit
score won’t be affected.
Real reviews from
real customers
We don’t pay for reviews. What you see
is what customers actually experience.
Fast, simple
approval process
Most customers complete their
application in just minutes.
What Customers
Are Saying
We believe in transparency.
Every review you see comes from
real customers who have used Own.lease.
Pay Your Way
With Own.lease
Join Our Partner Network
Boost Sales with Flexible Lease-to-Own Options
Affordable pricing, fast approvals,
and terms that fit every budget
Join Our Partner Network
Boost Sales with Flexible Lease-to-Own Options
Affordable pricing, fast approvals,
and terms that fit every budget
Contact Us
Have a question? We’re here to help!
support@own.lease
(855) 447-4921
Visit Our Portal
Our Hours of Operation
-
Weekdays
8 AM – 5 PM CT
-
Saturday & Sunday
Closed
-
Online Portal Access
24 Hours
-
AI Online Support
24 Hours
Full support